Plan Ahead

Pre-paid Funerals

We plan for nearly every financial eventuality we may face in life - investing for retirement and having health, house and contents insurance. Yet when it comes to funerals, many of us don’t like to think about them, let alone plan for them in advance.

However, times are changing as more and more people want to prearrange their funeral so that their service reflects who they are in life and relieve their family of some of the stress of organising a funeral service. Also pre-paying a funeral can mean families do not face a financial burden upon their death.

Planning and paying for your funeral in advance may seem a difficult task to face, but like making a will, the ideal time to make these plans is well beforehand, without worry or stress.

Funeral Prepayment

Paying for your funeral in advance can spare your family worry about costs and give you peace of mind.

It also helps protect your pension. Prepaid funerals up to $10,000 are excluded from asset testing when assessing your eligibility for residential care subsidies.

Make an appointment with us to discuss your funeral. We’ll help you record your wishes and estimate the cost of your funeral, so you can decide how much to prepay.

*Please note funeral estimates are not fixed and are subject to inflation.


Your prepayment will be held safe for you in The Funeral Trust administered by The Funeral Directors Association of New Zealand.

The Funeral Trust isn’t an insurance policy, so we won’t ask you to answer personal questions or to take any health checks.


Plan Ahead Funeral

Pre-arranged Funerals

Pre-arranging your funeral provides peace of mind for you and your family. It allows you to leave clear instructions for your family on how you would like to be remembered and the style of farewell you would like.

Whitestone is happy to meet with you and guide you through pre-arranging your funeral, and then keeping these details on file until required. This is a free service and you can record as much or as little as you would like. All details are recorded by Whitestone Funerals in the strictest confidence.

No obligation enquiries are welcome and advice is given at any time.

Below are the documents that we will work through with you when you organise a pre-paid and/or pre-arranged funeral, please feel free to download, print off and review before you come to see us.